Shorter-term capital pathways for timing-sensitive real estate opportunities.
Bridge financing is a shorter-horizon real-estate funding conversation for situations where timing, a property transition, or a planned next event matters. A clear purpose and documented path to repayment are important discussion points.
Program information is general educational guidance only. Funding structure, availability, terms, eligibility, and any approval are subject to underwriting, lender and program availability, applicable criteria, and the relevant agreements. This page is not a commitment to lend or a promise of funding.
Common conversation uses
When this program may be worth exploring
Coordinating a time-sensitive acquisition or property transition.
Supporting a project while a sale, stabilization, or refinance is being planned.
Addressing a defined gap between two real-estate financing events.
Preparation
What to have ready
Property details, current ownership or purchase context, and any key timing dates.
A concise explanation of why the bridge period is needed.
Supporting information for the expected sale, stabilization, refinance, or other payoff event.
Discussion starter
Questions to consider before applying
What timing event makes a bridge structure relevant?
What is the expected repayment or takeout plan?
What changes are expected at the property during the bridge period?
Next step
Ready to start a funding conversation?
When you are ready, share the opportunity through the appropriate application. TLC will use the submitted information to identify a relevant next conversation; submission does not guarantee funding or lender availability.