Back to all funding solutions

Real Estate Capital

Fix & Flip Financing

Acquisition and renovation capital for value-add residential projects.

Fix-and-flip financing is a real-estate funding conversation for investors evaluating the purchase, renovation, and resale of a residential property. The capital structure is generally considered alongside the project budget, timeline, and planned exit.

Program information is general educational guidance only. Funding structure, availability, terms, eligibility, and any approval are subject to underwriting, lender and program availability, applicable criteria, and the relevant agreements. This page is not a commitment to lend or a promise of funding.

Common conversation uses

When this program may be worth exploring

  • Purchasing a value-add residential investment property.
  • Supporting a defined renovation scope and project budget.
  • Planning for a resale, refinance, or other documented exit strategy.

Preparation

What to have ready

  • Property address, purchase contract or estimated acquisition price, and current condition.
  • Renovation scope, contractor information when available, and anticipated project timing.
  • Comparable sales, projected resale value, and an exit-strategy summary.

Discussion starter

Questions to consider before applying

  1. What work is planned, and which portions of the project are complete?
  2. Is the intended exit a sale, refinance, or another strategy?
  3. What experience or support team is in place for the renovation?

Next step

Ready to start a funding conversation?

When you are ready, share the opportunity through the appropriate application. TLC will use the submitted information to identify a relevant next conversation; submission does not guarantee funding or lender availability.