Common conversation uses
When this program may be worth exploring
- Acquiring or preparing a site for a new build.
- Funding a documented residential or small commercial construction plan.
- Planning a sale, lease-up, or refinance after completion.
Real Estate Capital
Ground-Up Construction
Financing paths for residential and small commercial builds from lot purchase through completion.
Ground-up construction funding conversations address a project from the site and plans through construction milestones and completion. The build scope, development team, budget, permits, timing, and eventual exit all help frame the discussion.
Program information is general educational guidance only. Funding structure, availability, terms, eligibility, and any approval are subject to underwriting, lender and program availability, applicable criteria, and the relevant agreements. This page is not a commitment to lend or a promise of funding.
Preparation
What to have ready
- Project address, site status, plans, and available permits or approvals.
- A detailed construction budget, schedule, and contractor or builder information.
- Projected completed value or income plan and an anticipated exit strategy.
Discussion starter
Questions to consider before applying
- What stage is the project in today?
- Who will manage and complete the construction work?
- How will the completed project be sold, leased, or refinanced?